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Grade 12 Commerce: Values and life skills

2 units across the school year. Each has a worked example, an activity and a standard to meet.

about this course

What you will be able to do

L5Post-secondary2 units36 teaching weeks36-week school yearBloom levels: Apply
  • Apply Lead a team project with an ethical review.
  • Apply Prepare a study plan, a CV and a statement of purpose.

Task, condition and standard

Task

Meet the outcome of every unit in Grade 12 Commerce Values and life skills, and keep one piece of evidence for each.

Condition

A 36-week school year, 2 units, a teacher or guide, a learning book or device, and local examples in the local language first with English support.

Standard

Each unit: at least 70 percent on an exam-style task, with the method shown. Course pass: no unit at 'Not yet' after one retry, and a pass in SA1 and SA2.

Assessment plan

Formative checks FA1 to FA4 around weeks 6, 12, 24 and 30; summative checks SA1 in week 18 and SA2 in week 36.

unit by unit

2 units with worked examples

Unit 1 Leadership and ethics Weeks 1 to 18Apply

In this unit, 'Leadership and ethics', you learn to lead a team project with an ethical review. You work with exam-style questions and written reasoning. You see it, say it, then do it alone.

  • Listen and talk: hear a short story, text or example linked to 'Leadership and ethics' and say what it means in your own words.
  • Connect: name one place in your own day where it applies.
  • Use it: lead a team project with an ethical review. Practise with care and respect, in class and at home.
  • Reflect: what went well, what was hard, and one thing you will do next time.
Worked example. Solved: Ethical decision steps: facts, who is affected, options, which value each option meets, choose, review later. Method: Model run for 'Leadership and ethics'. A short text or story is read aloud. Learners say the main lesson in one sentence. In pairs they find one moment in school or home where this lesson would help. Each learner plans one small action for the week and tells it to a partner. At the end of the week they report back. What a good answer looks like: the lesson is in the learner's own words, the example is real and local, and the action is small enough to do. Content follows the approved local syllabus and is checked by a qualified teacher.

Step by step.

  1. Step 1, The project: Learner A leads a team of four running a school enterprise stall for two days. Roles: Learner A is coordinator, Learner B is cashier, Learner C handles stock, Learner D handles records. Clear roles and a shared goal come first.
  2. Step 2, Ethical rules agreed: Record every sale, give correct change, tell customers the truth about the products, and report the real totals to the school. Four rules go on a sheet at the stall, signed by all four.
  3. Step 3, Count the cash: The float was 100 and the cash box holds 740 at closing, so sales are 740 minus 100, which is 640. Learner D's sales record shows only 600, a gap of 40. The leader treats the gap as a problem to solve, not to hide.
  4. Step 4, Investigate fairly: Learner A checks without blaming. Learner C remembers four items sold at 10 each when Learner D stepped away. 4 times 10 is 40, which closes the gap. The records are corrected to 640, so cash and records agree.
  5. Step 5, Ethical review: Learner B suggests reporting only 600 and keeping 40 quietly for the team's snack. Learner A asks, 'Is it honest, fair and safe to explain publicly?' The answer is no, and the team reports 640 in full.
  6. Step 6, Review the leadership: Costs were 210, so profit is 640 minus 210, which is 430. The team scores itself out of 5: roles 5, honesty 5, records 3, communication 4. The fix is to record sales immediately. A leader owns the process and the ethics.
  7. Your turn: Your team's records show 520 but the cash box shows 560 above float. What do you do? Model answer: do not hide the 40, search for unrecorded sales, correct the records, and report 560 honestly.

Activity. About 40 to 50 minutes of class work, then one short practice task for home. Keep evidence: a timed paper and an error log.

Standard to meet. Lead a team project with an ethical review: at least 70 percent on an exam-style task, with the method shown.

Unit 2 Preparing for university and work Weeks 19 to 36Apply

In this unit, 'Preparing for university and work', you learn to prepare a study plan, a CV and a statement of purpose. You work with exam-style questions and written reasoning. You see it, say it, then do it alone.

  • Listen and talk: hear a short story, text or example linked to 'Preparing for university and work' and say what it means in your own words.
  • Connect: name one place in your own day where it applies.
  • Use it: prepare a study plan, a CV and a statement of purpose. Practise with care and respect, in class and at home.
  • Reflect: what went well, what was hard, and one thing you will do next time.
Worked example. Solved: List 3 strengths, 3 interests and 3 job families; match one to a course and write a next step with a date. Method: Model run for 'Preparing for university and work'. A short text or story is read aloud. Learners say the main lesson in one sentence. In pairs they find one moment in school or home where this lesson would help. Each learner plans one small action for the week and tells it to a partner. At the end of the week they report back. What a good answer looks like: the lesson is in the learner's own words, the example is real and local, and the action is small enough to do. Content follows the approved local syllabus and is checked by a qualified teacher.

Step by step.

  1. Step 1, Study plan: A learner has 12 weeks to prepare for exams. She plans 18 hours per week: Accountancy 6, Business Studies 5, Economics 4, English 3. Check 6 plus 5 plus 4 plus 3 is 18. Over 12 weeks that is 216 hours.
  2. Step 2, Weekly schedule: Accountancy gets three 2-hour sessions on Mon, Wed and Fri; Business Studies gets 5 hours as five 1-hour sessions; she leaves Sunday for review and rest. She plans breaks every 50 minutes, so the plan can be followed.
  3. Step 3, CV structure: Name and contact, one-line profile, education with predicted subjects, achievements, activities and skills. For example: 'Treasurer, school enterprise club: tracked 640 in sales and balanced the cash box to the unit.' It fits one page.
  4. Step 4, Specific bullet points: She replaces vague claims with evidence. Instead of 'good with numbers' she writes 'Prepared monthly budget for a club of 20 members, saving 15 percent of the planned spending.' Each bullet shows action, size and result.
  5. Step 5, Statement of purpose: Limit 250 words. Plan: 40 words opening, 80 on why accounting, 80 on evidence from the enterprise club and courses, 50 on future goals. That adds up to 250 words. She drafts and then cuts any sentence that does not add something.
  6. Step 6, Review: She asks a teacher to check the CV for one page and facts, reads the statement aloud for clarity, and checks every claim is true. She tracks hours weekly, aiming for at least 16 of 18 planned hours to stay on plan.
  7. Your turn: Plan 16 hours a week across 4 subjects for 10 weeks. Model answer: for example 5, 4, 4, 3 hours totalling 16; 16 times 10 is 160 hours; add one rest slot and a weekly review.

Activity. About 40 to 50 minutes of class work, then one short practice task for home. Keep evidence: a timed paper and an error log.

Standard to meet. Prepare a study plan, a CV and a statement of purpose: at least 70 percent on an exam-style task, with the method shown.

assessment

How you are checked

Evidence for each unit is marked with this rubric by a teacher, and by a peer where the unit allows. Pass: no criterion at 'Not yet' after one retry.

Marking rubric (Not yet, Meets, Exceeds)
CriterionNot yetMeetsExceeds
UnderstandingNeeds helpStates the main ideaExplains with an example
Practice in daily lifeNot yetSometimesOften, with a record
Respect and care in discussionNeeds remindingMostlyAlways and helps others
Own reflectionNoneShortHonest and specific
Practice habitRarelyWeeklyMost days

Ten-question check, with model answers

Q1. Unit 1 (Leadership and ethics): Your team's records show 520 but the cash box shows 560 above float. What do you do?

Model answer: do not hide the 40, search for unrecorded sales, correct the records, and report 560 honestly. (Covered in unit 1: Leadership and ethics.)

Q2. Unit 2 (Preparing for university and work): Plan 16 hours a week across 4 subjects for 10 weeks.

Model answer: for example 5, 4, 4, 3 hours totalling 16; 16 times 10 is 160 hours; add one rest slot and a weekly review. (Covered in unit 2: Preparing for university and work.)

Q3. Unit 1 (Leadership and ethics): Ethical rules agreed. Show how you do it and say what the result is.

Model answer: Record every sale, give correct change, tell customers the truth about the products, and report the real totals to the school. Four rules go on a sheet at the stall, signed by all four. (Covered in unit 1: Leadership and ethics.)

Q4. Unit 2 (Preparing for university and work): Weekly schedule. Show how you do it and say what the result is.

Model answer: Accountancy gets three 2-hour sessions on Mon, Wed and Fri; Business Studies gets 5 hours as five 1-hour sessions; she leaves Sunday for review and rest. She plans breaks every 50 minutes, so the plan can be followed. (Covered in unit 2: Preparing for university and work.)

Q5. Unit 1 (Leadership and ethics): Count the cash. Show how you do it and say what the result is.

Model answer: The float was 100 and the cash box holds 740 at closing, so sales are 740 minus 100, which is 640. Learner D's sales record shows only 600, a gap of 40. The leader treats the gap as a problem to solve, not to hide. (Covered in unit 1: Leadership and ethics.)

Q6. Unit 2 (Preparing for university and work): CV structure. Show how you do it and say what the result is.

Model answer: Name and contact, one-line profile, education with predicted subjects, achievements, activities and skills. For example: 'Treasurer, school enterprise club: tracked 640 in sales and balanced the cash box to the unit.' It fits one page. (Covered in unit 2: Preparing for university and work.)

Q7. Unit 1 (Leadership and ethics): Investigate fairly. Show how you do it and say what the result is.

Model answer: Learner A checks without blaming. Learner C remembers four items sold at 10 each when Learner D stepped away. 4 times 10 is 40, which closes the gap. The records are corrected to 640, so cash and records agree. (Covered in unit 1: Leadership and ethics.)

Q8. Unit 2 (Preparing for university and work): Specific bullet points. Show how you do it and say what the result is.

Model answer: She replaces vague claims with evidence. Instead of 'good with numbers' she writes 'Prepared monthly budget for a club of 20 members, saving 15 percent of the planned spending.' Each bullet shows action, size and result. (Covered in unit 2: Preparing for university and work.)

Q9. Unit 1 (Leadership and ethics): Ethical review. Show how you do it and say what the result is.

Model answer: Learner B suggests reporting only 600 and keeping 40 quietly for the team's snack. Learner A asks, 'Is it honest, fair and safe to explain publicly?' The answer is no, and the team reports 640 in full. (Covered in unit 1: Leadership and ethics.)

Q10. Unit 2 (Preparing for university and work): Statement of purpose. Show how you do it and say what the result is.

Model answer: Limit 250 words. Plan: 40 words opening, 80 on why accounting, 80 on evidence from the enterprise club and courses, 50 on future goals. That adds up to 250 words. She drafts and then cuts any sentence that does not add something. (Covered in unit 2: Preparing for university and work.)

levels L1 to L7

Where this course sits on the ladder

Seven slides, one for each level. Step in at your level and move up; credits stack. A level is reached when you can meet its standard, not by age.

Slide 1. L1 Basic: Kind and safe

On the slide: L1 Basic · Kind and safe

Notes: Show one kind action and state one safe rule, such as telling a trusted adult when worried. Notes: role-play sharing a toy; learners name three trusted adults and practise saying clearly, stop, I do not like that.

Slide 2. L2 Awareness: Feelings and honesty

On the slide: L2 Awareness · Feelings and honesty

Notes: Name four feelings and say why telling the truth matters. Notes: use a feelings chart for happy, sad, angry and scared; read a short story of a broken cup and let learners practise saying what happened and offering to help fix it.

Slide 3. L3 Foundation: Friends and small savings

On the slide: L3 Foundation · Friends and small savings

Notes: Settle a small disagreement by listening and save a small amount regularly. Notes: practise the sentence I feel ... when ...; for money, save 10 from a weekly 50, which reaches 80 after 8 weeks, and learners say what they would plan to buy.

Slide 4. L4 Practitioner: Choices, budget and online safety

On the slide: L4 Practitioner · Choices, budget and online safety

Notes: Weigh choices, keep a simple budget and protect personal information online. Notes: use stop, think, choose; split an income of 200 into needs 120, wants 50 and savings 30, which adds back to 200. Learners list four things never to share online.

Slide 5. L5 Specialist: Wellbeing and responsibility (this course)

On the slide: L5 Specialist · Wellbeing and responsibility

Notes: Plan study, rest and sleep, and give a respectful no under peer pressure. Notes: teenagers usually need about 8 to 10 hours of sleep, so waking at 6:30 means bed by 21:30 for 9 hours. Learners plan one week and rehearse a calm refusal in pairs.

This course: Grade 12 Commerce Values and life skills is at this level. Its units include Leadership and ethics; Preparing for university and work.

Slide 6. L6 Advanced (degree level): Ethics and behaviour evidence

On the slide: L6 Advanced · Ethics and behaviour evidence

Notes: Evaluate ethical frameworks and psychology evidence on habits, stress and decision making. Notes: compare consequence, duty and character approaches on one dilemma. Practice: 1,000 saved at 5 per cent a year for 10 years compounds to about 1,628.89; learners say why early habits matter.

Slide 7. L7 Super expert (postgraduate/expert): Design a wellbeing programme

On the slide: L7 Super expert · Design a wellbeing programme

Notes: Design and critique an evidence-based wellbeing or ethics programme with safeguarding and evaluation. Notes: survey 120 pupils before and after; 78 positive (65 per cent) rising to 96 (80 per cent) is a 15-point rise. Learners state limits, such as no comparison group, and how consent is protected.

Notes: a level is reached when you can meet its standard, not by age. Learners may move up or down a level by subject.

ten locations and global

Localised for your place

Teach in the local language first, with English support. Use local currency, units and examples in every worksheet. Local curriculum and ministry rules are checked before use in a school; Arabic, Islamic, Social and Moral content needs licensed educators and ministry review. Child-safety rules apply for every learner under 18.

India (Bengaluru)

Use INR in money problems; deliver in English, Hindi, Kannada; personal data rule: Digital Personal Data Protection Act 2023; guardian contact for every learner under 18.

Netherlands (Eindhoven area)

Use EUR in money problems; deliver in Dutch, English; personal data rule: EU GDPR (Dutch: AVG), supervised by the Autoriteit Persoonsgegevens; guardian contact for every learner under 18.

UAE (Dubai and Abu Dhabi)

Use AED in money problems; deliver in Arabic, English; personal data rule: Federal Decree-Law No. 45 of 2021 (personal data protection); guardian contact for every learner under 18.

Brazil (Sao Paulo)

Use BRL in money problems; deliver in Portuguese (Spanish and English support); personal data rule: LGPD (Lei Geral de Protecao de Dados); guardian contact for every learner under 18.

Canada (Toronto)

Use CAD in money problems; deliver in English, French; personal data rule: PIPEDA, with provincial rules where they apply; guardian contact for every learner under 18.

United States

Use USD in money problems; deliver in English, Spanish; personal data rule: state privacy laws (for example California), and COPPA for children under 13; guardian contact for every learner under 18.

Singapore

Use SGD in money problems; deliver in English, Mandarin, Malay, Tamil; personal data rule: Personal Data Protection Act (PDPA); guardian contact for every learner under 18.

Australia

Use AUD in money problems; deliver in English; personal data rule: the Privacy Act 1988 and the Australian Privacy Principles; guardian contact for every learner under 18.

Hong Kong (Eastern Asia)

Use HKD in money problems; deliver in Chinese (Cantonese, Mandarin), English; personal data rule: the Personal Data (Privacy) Ordinance; guardian contact for every learner under 18.

Georgia and Israel (Western Asia)

Use GEL or ILS in money problems; deliver in Georgian, Hebrew, Arabic, English; personal data rule: the personal data law of the country where the learner lives; guardian contact for every learner under 18.

Cayman Islands (Caribbean)

Use KYD in money problems; deliver in English; personal data rule: the Data Protection Act; guardian contact for every learner under 18.

Mexico

Use MXN in money problems; deliver in Spanish, English; personal data rule: the federal law on personal data held by private parties; guardian contact for every learner under 18.

where this leads

Next steps, study and work

Next course

Study and work this course supports

  • Life skills for study, work and community life.
  • Peer mentor, volunteer, team leader or counsellor trainee. These are examples, not promises of a job.

Pathways

next

Draft

Draft course in our own words. Needs review by a qualified teacher before classroom use. Not live.

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