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Grade 11 Commerce: Values and life skills

2 units across the school year. Each has a worked example, an activity and a standard to meet.

about this course

What you will be able to do

L5Post-secondary2 units36 teaching weeks36-week school yearBloom levels: Apply
  • Apply Apply an ethical framework to a case.
  • Apply Map interests to courses and careers.

Task, condition and standard

Task

Meet the outcome of every unit in Grade 11 Commerce Values and life skills, and keep one piece of evidence for each.

Condition

A 36-week school year, 2 units, a teacher or guide, a learning book or device, and local examples in the local language first with English support.

Standard

Each unit: at least 70 percent on an exam-style task, with the method shown. Course pass: no unit at 'Not yet' after one retry, and a pass in SA1 and SA2.

Assessment plan

Formative checks FA1 to FA4 around weeks 6, 12, 24 and 30; summative checks SA1 in week 18 and SA2 in week 36.

unit by unit

2 units with worked examples

Unit 1 Values, ethics and wellbeing Weeks 1 to 18Apply

In this unit, 'Values, ethics and wellbeing', you learn to apply an ethical framework to a case. You work with exam-style questions and written reasoning. You see it, say it, then do it alone.

  • Listen and talk: hear a short story, text or example linked to 'Values, ethics and wellbeing' and say what it means in your own words.
  • Connect: name one place in your own day where it applies.
  • Use it: apply an ethical framework to a case. Practise with care and respect, in class and at home.
  • Reflect: what went well, what was hard, and one thing you will do next time.
Worked example. Solved: Calm routine: name the feeling, breathe in for 4 counts and out for 6, talk to someone, do one small helpful thing. Plan screen time: 1 hour, then a 10-minute break. Method: Model run for 'Values, ethics and wellbeing'. A short text or story is read aloud. Learners say the main lesson in one sentence. In pairs they find one moment in school or home where this lesson would help. Each learner plans one small action for the week and tells it to a partner. At the end of the week they report back. What a good answer looks like: the lesson is in the learner's own words, the example is real and local, and the action is small enough to do. Content follows the approved local syllabus and is checked by a qualified teacher.

Step by step.

  1. Step 1, Learn three lenses. Consequences asks which choice gives the best result for the people affected. Duties asks which rules or promises must be kept. Character asks what an honest, fair, caring person would do. Use all three on a case before you decide.
  2. Step 2, Read a commerce case. A firm has made 50,000 units of a product and finds a defect that harms 1 in 2,000 users. Expected harm is 50,000 divided by 2,000, which is 25 people. A recall would cost the firm a large sum, and it could lose profit and customers.
  3. Step 3, Apply consequences. Recall: avoids about 25 injuries and protects the firm's reputation over time, though it costs money now. Say nothing: saves cost now but risks injury, legal penalties and lost trust later. Compare short-term and long-term effects.
  4. Step 4, Apply duties and character. The firm has a duty to sell safe goods, to be honest with customers and to follow product-safety law. A fair, honest business leader would warn users and fix the problem, even at a price.
  5. Step 5, Decide and justify. Write: 'The firm should recall, because the consequences, duties and character lenses agree.' Then name a cost and how to reduce it, such as refunds and clear notices. Wellbeing also matters; people who act ethically often sleep better.
  6. Step 6, Your turn: a seller knows a battery overheats in 1 of 500 units out of 10,000 sold. Find the expected number of faulty units and say what to do. Answer: 10,000 divided by 500 is 20 units; warn buyers and recall them.

Activity. About 40 to 50 minutes of class work, then one short practice task for home. Keep evidence: a timed paper and an error log.

Standard to meet. Apply an ethical framework to a case: at least 70 percent on an exam-style task, with the method shown.

Unit 2 Career and higher-study pathways Weeks 19 to 36Apply

In this unit, 'Career and higher-study pathways', you learn to map interests to courses and careers. You work with exam-style questions and written reasoning. You see it, say it, then do it alone.

  • Listen and talk: hear a short story, text or example linked to 'Career and higher-study pathways' and say what it means in your own words.
  • Connect: name one place in your own day where it applies.
  • Use it: map interests to courses and careers. Practise with care and respect, in class and at home.
  • Reflect: what went well, what was hard, and one thing you will do next time.
Worked example. Solved: List 3 strengths, 3 interests and 3 job families; match one to a course and write a next step with a date. Method: Model run for 'Career and higher-study pathways'. A short text or story is read aloud. Learners say the main lesson in one sentence. In pairs they find one moment in school or home where this lesson would help. Each learner plans one small action for the week and tells it to a partner. At the end of the week they report back. What a good answer looks like: the lesson is in the learner's own words, the example is real and local, and the action is small enough to do. Content follows the approved local syllabus and is checked by a qualified teacher.

Step by step.

  1. Step 1, Self-assessment: Sana rates her interests from 1 to 5 using real activity evidence: Numbers 5 (she wins the maths quiz), Business ideas 4 (she runs a class stall), People 3, Writing 2. She does not pick a career yet.
  2. Step 2, Course profiles: She gives weights for numbers, business, people and writing. Accounting and finance 0.5, 0.3, 0.1, 0.1. Marketing 0.1, 0.4, 0.3, 0.2. Human resources 0.1, 0.2, 0.5, 0.2. Each row adds to 1.
  3. Step 3, Score Accounting and finance: 5 times 0.5 is 2.5; 4 times 0.3 is 1.2; 3 times 0.1 is 0.3; 2 times 0.1 is 0.2. Total 2.5 plus 1.2 plus 0.3 plus 0.2 is 4.2 out of 5.
  4. Step 4, Score the others: Marketing is 0.5 plus 1.6 plus 0.9 plus 0.4, which is 3.4. Human resources is 0.5 plus 0.8 plus 1.5 plus 0.4, which is 3.2. Ranking: Accounting and finance 4.2, Marketing 3.4, Human resources 3.2.
  5. Step 5, Test the match: Sana checks entry needs: strong maths and accounting marks, and admission requirements on university pages. She asks a local accountant about a typical day and spends a day shadowing at a small firm to see if the work suits her.
  6. Step 6, Plan with options: Her pathway is a bachelor course in accounting or finance, with professional exams later, and a second option in marketing. She writes what to do this term: raise her maths mark, join the finance club, and revisit her scores next year.
  7. Your turn: Ratings Numbers 3, Business 5, People 4, Writing 3 with Marketing weights 0.1, 0.4, 0.3, 0.2. Model answer: 0.3 plus 2.0 plus 1.2 plus 0.6 is 4.1 out of 5, a strong match worth exploring through a short work experience.

Activity. About 40 to 50 minutes of class work, then one short practice task for home. Keep evidence: a timed paper and an error log.

Standard to meet. Map interests to courses and careers: at least 70 percent on an exam-style task, with the method shown.

assessment

How you are checked

Evidence for each unit is marked with this rubric by a teacher, and by a peer where the unit allows. Pass: no criterion at 'Not yet' after one retry.

Marking rubric (Not yet, Meets, Exceeds)
CriterionNot yetMeetsExceeds
UnderstandingNeeds helpStates the main ideaExplains with an example
Practice in daily lifeNot yetSometimesOften, with a record
Respect and care in discussionNeeds remindingMostlyAlways and helps others
Own reflectionNoneShortHonest and specific
Practice habitRarelyWeeklyMost days

Ten-question check, with model answers

Q1. Unit 1 (Values, ethics and wellbeing): A seller knows a battery overheats in 1 of 500 units out of 10,000 sold. Find the expected number of faulty units and say what to do.

Model answer: 10,000 divided by 500 is 20 units; warn buyers and recall them. (Covered in unit 1: Values, ethics and wellbeing.)

Q2. Unit 2 (Career and higher-study pathways): Ratings Numbers 3, Business 5, People 4, Writing 3 with Marketing weights 0.1, 0.4, 0.3, 0.2.

Model answer: 0.3 plus 2.0 plus 1.2 plus 0.6 is 4.1 out of 5, a strong match worth exploring through a short work experience. (Covered in unit 2: Career and higher-study pathways.)

Q3. Unit 1 (Values, ethics and wellbeing): Read a commerce case. Show how you do it and say what the result is.

Model answer: A firm has made 50,000 units of a product and finds a defect that harms 1 in 2,000 users. Expected harm is 50,000 divided by 2,000, which is 25 people. A recall would cost the firm a large sum, and it could lose profit and customers. (Covered in unit 1: Values, ethics and wellbeing.)

Q4. Unit 2 (Career and higher-study pathways): Course profiles. Show how you do it and say what the result is.

Model answer: She gives weights for numbers, business, people and writing. Accounting and finance 0.5, 0.3, 0.1, 0.1. Marketing 0.1, 0.4, 0.3, 0.2. Human resources 0.1, 0.2, 0.5, 0.2. Each row adds to 1. (Covered in unit 2: Career and higher-study pathways.)

Q5. Unit 1 (Values, ethics and wellbeing): Apply consequences. Show how you do it and say what the result is.

Model answer: Recall: avoids about 25 injuries and protects the firm's reputation over time, though it costs money now. Say nothing: saves cost now but risks injury, legal penalties and lost trust later. Compare short-term and long-term effects. (Covered in unit 1: Values, ethics and wellbeing.)

Q6. Unit 2 (Career and higher-study pathways): Score Accounting and finance. Show how you do it and say what the result is.

Model answer: 5 times 0.5 is 2.5; 4 times 0.3 is 1.2; 3 times 0.1 is 0.3; 2 times 0.1 is 0.2. Total 2.5 plus 1.2 plus 0.3 plus 0.2 is 4.2 out of 5. (Covered in unit 2: Career and higher-study pathways.)

Q7. Unit 1 (Values, ethics and wellbeing): Apply duties and character. Show how you do it and say what the result is.

Model answer: The firm has a duty to sell safe goods, to be honest with customers and to follow product-safety law. A fair, honest business leader would warn users and fix the problem, even at a price. (Covered in unit 1: Values, ethics and wellbeing.)

Q8. Unit 2 (Career and higher-study pathways): Score the others. Show how you do it and say what the result is.

Model answer: Marketing is 0.5 plus 1.6 plus 0.9 plus 0.4, which is 3.4. Human resources is 0.5 plus 0.8 plus 1.5 plus 0.4, which is 3.2. Ranking: Accounting and finance 4.2, Marketing 3.4, Human resources 3.2. (Covered in unit 2: Career and higher-study pathways.)

Q9. Unit 1 (Values, ethics and wellbeing): Decide and justify. Show how you do it and say what the result is.

Model answer: Write: 'The firm should recall, because the consequences, duties and character lenses agree.' Then name a cost and how to reduce it, such as refunds and clear notices. Wellbeing also matters; people who act ethically often sleep better. (Covered in unit 1: Values, ethics and wellbeing.)

Q10. Unit 2 (Career and higher-study pathways): Test the match. Show how you do it and say what the result is.

Model answer: Sana checks entry needs: strong maths and accounting marks, and admission requirements on university pages. She asks a local accountant about a typical day and spends a day shadowing at a small firm to see if the work suits her. (Covered in unit 2: Career and higher-study pathways.)

levels L1 to L7

Where this course sits on the ladder

Seven slides, one for each level. Step in at your level and move up; credits stack. A level is reached when you can meet its standard, not by age.

Slide 1. L1 Basic: Kind and safe

On the slide: L1 Basic · Kind and safe

Notes: Show one kind action and state one safe rule, such as telling a trusted adult when worried. Notes: role-play sharing a toy; learners name three trusted adults and practise saying clearly, stop, I do not like that.

Slide 2. L2 Awareness: Feelings and honesty

On the slide: L2 Awareness · Feelings and honesty

Notes: Name four feelings and say why telling the truth matters. Notes: use a feelings chart for happy, sad, angry and scared; read a short story of a broken cup and let learners practise saying what happened and offering to help fix it.

Slide 3. L3 Foundation: Friends and small savings

On the slide: L3 Foundation · Friends and small savings

Notes: Settle a small disagreement by listening and save a small amount regularly. Notes: practise the sentence I feel ... when ...; for money, save 10 from a weekly 50, which reaches 80 after 8 weeks, and learners say what they would plan to buy.

Slide 4. L4 Practitioner: Choices, budget and online safety

On the slide: L4 Practitioner · Choices, budget and online safety

Notes: Weigh choices, keep a simple budget and protect personal information online. Notes: use stop, think, choose; split an income of 200 into needs 120, wants 50 and savings 30, which adds back to 200. Learners list four things never to share online.

Slide 5. L5 Specialist: Wellbeing and responsibility (this course)

On the slide: L5 Specialist · Wellbeing and responsibility

Notes: Plan study, rest and sleep, and give a respectful no under peer pressure. Notes: teenagers usually need about 8 to 10 hours of sleep, so waking at 6:30 means bed by 21:30 for 9 hours. Learners plan one week and rehearse a calm refusal in pairs.

This course: Grade 11 Commerce Values and life skills is at this level. Its units include Values, ethics and wellbeing; Career and higher-study pathways.

Slide 6. L6 Advanced (degree level): Ethics and behaviour evidence

On the slide: L6 Advanced · Ethics and behaviour evidence

Notes: Evaluate ethical frameworks and psychology evidence on habits, stress and decision making. Notes: compare consequence, duty and character approaches on one dilemma. Practice: 1,000 saved at 5 per cent a year for 10 years compounds to about 1,628.89; learners say why early habits matter.

Slide 7. L7 Super expert (postgraduate/expert): Design a wellbeing programme

On the slide: L7 Super expert · Design a wellbeing programme

Notes: Design and critique an evidence-based wellbeing or ethics programme with safeguarding and evaluation. Notes: survey 120 pupils before and after; 78 positive (65 per cent) rising to 96 (80 per cent) is a 15-point rise. Learners state limits, such as no comparison group, and how consent is protected.

Notes: a level is reached when you can meet its standard, not by age. Learners may move up or down a level by subject.

ten locations and global

Localised for your place

Teach in the local language first, with English support. Use local currency, units and examples in every worksheet. Local curriculum and ministry rules are checked before use in a school; Arabic, Islamic, Social and Moral content needs licensed educators and ministry review. Child-safety rules apply for every learner under 18.

India (Bengaluru)

Use INR in money problems; deliver in English, Hindi, Kannada; personal data rule: Digital Personal Data Protection Act 2023; guardian contact for every learner under 18.

Netherlands (Eindhoven area)

Use EUR in money problems; deliver in Dutch, English; personal data rule: EU GDPR (Dutch: AVG), supervised by the Autoriteit Persoonsgegevens; guardian contact for every learner under 18.

UAE (Dubai and Abu Dhabi)

Use AED in money problems; deliver in Arabic, English; personal data rule: Federal Decree-Law No. 45 of 2021 (personal data protection); guardian contact for every learner under 18.

Brazil (Sao Paulo)

Use BRL in money problems; deliver in Portuguese (Spanish and English support); personal data rule: LGPD (Lei Geral de Protecao de Dados); guardian contact for every learner under 18.

Canada (Toronto)

Use CAD in money problems; deliver in English, French; personal data rule: PIPEDA, with provincial rules where they apply; guardian contact for every learner under 18.

United States

Use USD in money problems; deliver in English, Spanish; personal data rule: state privacy laws (for example California), and COPPA for children under 13; guardian contact for every learner under 18.

Singapore

Use SGD in money problems; deliver in English, Mandarin, Malay, Tamil; personal data rule: Personal Data Protection Act (PDPA); guardian contact for every learner under 18.

Australia

Use AUD in money problems; deliver in English; personal data rule: the Privacy Act 1988 and the Australian Privacy Principles; guardian contact for every learner under 18.

Hong Kong (Eastern Asia)

Use HKD in money problems; deliver in Chinese (Cantonese, Mandarin), English; personal data rule: the Personal Data (Privacy) Ordinance; guardian contact for every learner under 18.

Georgia and Israel (Western Asia)

Use GEL or ILS in money problems; deliver in Georgian, Hebrew, Arabic, English; personal data rule: the personal data law of the country where the learner lives; guardian contact for every learner under 18.

Cayman Islands (Caribbean)

Use KYD in money problems; deliver in English; personal data rule: the Data Protection Act; guardian contact for every learner under 18.

Mexico

Use MXN in money problems; deliver in Spanish, English; personal data rule: the federal law on personal data held by private parties; guardian contact for every learner under 18.

where this leads

Next steps, study and work

Next course

Study and work this course supports

  • Life skills for study, work and community life.
  • Peer mentor, volunteer, team leader or counsellor trainee. These are examples, not promises of a job.

Pathways

next

Draft

Draft course in our own words. Needs review by a qualified teacher before classroom use. Not live.

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